What To Know Before You Buy Boat Insurance

Boat policies can cover many things including; damage to your boat, motor, trailer, and even personal effects in the boat.  Insurance coverage includes liability, medical payments, coverage for injury to a skier, damage to the boat itself.  Coverage varies by insurer.  Even though boat insurance premiums are low, shopping with our agency can save a substantial amount of money.
What You Might Consider When Buying Insurance For Your Boat

• Will you be using your boat all year or only a portion of the year? This is important as depending on usage your premiums can vary.
• Where is your boat stored? The location of your boat can create a risk of theft or other damage.
• Who is going to be driving your boat? Like auto insurance, the insurance company will look at the driving and boating history of the driver.
• Where will your boast be going? There is a difference between lake boating and boating on certain waterways.

We can help you determine what kind of boat insurance is right for you. Call our office today.
 

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